HELOC Inquiries Test Cases
Using Test Data for HELOC Inquiries
To ensure your integration with Figure's HELOC Inquiries API functions correctly, we provide specific test data to simulate various scenarios, including both happy and unhappy paths. This guide details the test data required for each scenario and provides instructions on how to use it effectively.
Happy Path
Use the following data to simulate a successful HELOC inquiry process:
| Field | Value |
|---|---|
| First Name | Any |
| Last Name | Any + TestH (e.g., TestCaseFourTestH) |
| Property Address | 774 Homeward PL, San Jose, CA 95123 |
| DOB | Any valid date |
| Phone Number | Any valid number |
Any valid email (recommended: testuser+123@domain.com) | |
| Annual Income | $220,000 |
| Employment | Full Time |
When testing with email addresses, it's recommended to use the plus sign (+) in the email. This allows you to create unique email addresses that all route to the same inbox. For example, if your main email is testuser@domain.com, you can use testuser+123@domain.com. This helps in distinguishing test cases and tracking specific inquiries without the need for multiple email accounts. Most email providers, including Gmail, support this feature.
Unhappy Paths
For these scenarios, use the happy path data except where noted.
Asset Depletion
| Field | Value |
|---|---|
| Income | $25,000 |
Manual SSN
| Field | Value |
|---|---|
| First Name | Fedrick |
| Last Name | Moreno |
| SSN | 666489780 |
Matched/Verified Liens
| Field | Value |
|---|---|
| Last Name | e7d398db-e22c-4d7c-9a21-44f5235cdfea |
| Address | 41 Hutchinson Dr, Augusta, ME |
No AVM
| Field | Value |
|---|---|
| Property Address | 1140 E Mohawk Dr, Meadview, AZ 86444 |
| Property Value | Enter a property value over $400K for offers |
Locked Credit
Note: User can verify retry call – but this will not unlock the credit profile in test.
| Field | Value |
|---|---|
| Last Name | TestL |
Frozen Credit
| Field | Value |
|---|---|
| Last Name | TestN |
No Offers - Bankruptcy
| Field | Value |
|---|---|
| Last Name | c84b7cb7-33c8-472b-a4cf-172bf62fc4f7 |
No Offers - Fraud
| Field | Value |
|---|---|
| Last Name | Johnsontesthbef5439c-5bc8-4174-bf6b-c46cd578f24d |
No Offers - Low FICO (630)
| Field | Value |
|---|---|
| Last Name | test9 |
FICO (849)
| Field | Value |
|---|---|
| Last Name | c049379a-0849-41ab-a8f0-2715a3a8be25 |
FICO (679)
| Field | Value |
|---|---|
| Last Name | test3 |
Additional Property Addresses
Use the following additional property addresses for testing:
| State | Property Address |
|---|---|
| Alabama | 4049 Wares Ferry Rd Montgomery, AL 36109 |
| Alaska | 4933 Wesleyan Dr Anchorage, AK 99508 |
| Arizona | 4224 W Magdalena Ln Laveen, AZ 85339 |
| Arkansas | 13 Murray Dr Cabot, AR 72023 |
| California | 774 Homeward PL San Jose, CA 95123 |
| Colorado | 4868 Sheridan Ave Loveland, CO 80538 |
| Connecticut | 15 Chaplin St Chaplin, CT 06235 |
| Delaware | 300 Beechwood Rd Wilmington, DE 19809 |
| DC | 1011 Douglas St NE Washington, DC 20018 |
| Florida | 356 Lanier Dr Palm Springs, FL 33461 |
| Georgia | 3082 Kensington Ct SW Atlanta, GA 30331 |
| Hawaii | Lending not available in this state |
| Idaho | 3305 W Crescent Rim Dr Boise, ID 83706 |
| Illinois | 654 Summit St Elgin, IL 60120 |
| Indiana | 12831 Touchdown Dr Fishers, IN 46037 |
| Iowa | 737 Hill St Dubuque, IA 52001 |
| Kansas | 2939 N Clarence Ave Wichita, KS 67204 |
| Louisiana | 208 Choctaw Rd Lafayette, LA 70501 |
| Maine | 41 Hutchinson Dr Augusta, ME 04330 |
| Maryland | 3104 Dunglow Rd Dundalk, MD 21222 |
| Massachusetts | 22 Betts Rd Belmont, MA 02478 |
| Michigan | 6707 Ashley Ct Waterford, MI 48327 |
| Minnesota | 2815 Inglewood Ave S Saint Louis Park, MN 55416 |
| Mississippi | 564 Arbor Dr Madison, MS 39110 |
| Missouri | 1233 Mount Olympus Dr Saint Peters, MO 63376 |
| Montana | 123 Anderson Blvd Helena, MT 59601 |
| Nebraska | 610 Windsor Dr Lincoln, NE 68528 |
| Nevada | 1009 Companion Way Henderson, NV 89011 |
| New Hampshire | 193 Kennard Rd Manchester, NH 03104 |
| New Jersey | 816 4th St Secaucus, NJ 07094 |
| New Mexico | 544 Los Nidos Dr Santa Fe, NM 87501 |
| New York | 407 Burley Rd N Rochester, NY 14612 |
| North Carolina | 201 Kindling Wood Ln Marvin, NC 28173 |
| North Dakota | 1227 34th Ave SW Minot, ND 58701 |
| Ohio | 3472 Keswick Dr Kent, OH 44240 |
| Oklahoma | 3320 S Darlington Ave Tulsa, OK 74135 |
| Oregon | 22284 SW Nottingham Ct Sherwood, OR 97140 |
| Pennsylvania | 675 Hampton Rd Shavertown, PA 18708 |
| Rhode Island | 76 Standish Ave Providence, RI 02908 |
| South Carolina | 1049 Lancaster St Columbia, SC 29201 |
| South Dakota | 943 Sitka St Rapid City, SD 57701 |
| Tennessee | 457 King Ave Memphis, TN 38109 |
| Texas | 8204 Sleeping Doe Dr Fort Worth, TX 76179 |
| Utah | Lending not available in this state |
| Vermont | 50 Broadview Ave Newport, VT 05855 |
| Virginia | 2824 Forest Hills Rd Petersburg, VA 23805 |
| Washington | 19111 14th Dr SE Bothell, WA 98012 |
| West Virginia | Lending not available in this state |
| Wisconsin | 521 N 104th St Wauwatosa, WI 53226 |
| Wyoming | 1124 S David St Casper, WY 82601 |